Colorado Truck Insurance
Why settle for a general insurance agency when you can work with an agency that specializes in commercial truck insurance Colorado. Coast Transport Insurance Service is an independent insurance agency with more than 40 years of experience serving the transportation industry. We know your industry inside and out, and can help you find the best policy, at the best price, for your Colorado-based trucking company.
We know that you don’t want to spend all your hard earned money on insurance. But you also need confidence that your policy and agency are behind you when you’re on the road. That’s why we work with the best insurance companies out there to offer competitive insurance rates for Colorado truckers.
We are a small business and your satisfaction is our priority. You will be able to talk to a real person to identify the best policy for your business. We can usually get a quote back to you the same day you call.
Colorado insurance questions for commercial truckers
What is Colorado's big rig auto liability limit?
Colorado's auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in Colorado?
Semi truck insurance is under the umbrella of commercial auto. Colorado truck insurance require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive?
The main reason Colorado insurance for truckers can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Colorado requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Colorado truck insurance filings for Colorado truckers
Having a Colorado truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Colorado Department of Transportation (CDOT) and Federal Motor Carrier Safety Administration (FMCSA). The CDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Colorado and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.
Truck insurance coverages we can write in Colorado
We can tailor a Colorado truck insurance package to your needs, anything from liability only to get you on the road, to full coverage.
Truck Specific Coverages
Towing Specific Coverages
Specialty Truck Coverages
Commercial truck insurance we can write in Colorado
We can insure almost any type of commercial truck out there. Below are the most common we see.
We can write truck insurance in all cities in Colorado
No matter what city you operate out of, we can put a competitive commercial truck insurance package together for you. We can help all areas in Colorado, including…
Resources for Colorado Truckers
The Colorado Motor Carrier Association advocates, promotes and defends Colorado‘s trucking industry.
The Colorado Department of Transportation oversees Colorado‘s infrastructure mainly roads, underpasses and highways.
Colorado Department of Regulatory Agencies is the regulatory body that oversees the Colorado ‘s insurance industry.
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.